Your situation

I want to make them prove the debt is mine

Send them written questions and demand their documents.
Ask for the signed agreement and proof they own your account. Many cannot produce either.

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Discovery Requests

Written questions that force the company to show what it actually has. Often, that is very little.

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Everything

Every document and every course, covering this step and every step after it.

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Courses for this stage

Recorded by John, in plain English.

Winning through Written Discovery

5 lessons · About 30 minutes

Make the collector show its evidence. This is where debt buyers most often fall apart.

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The Initial Disclosure Statement

6 lessons · About 45 minutes

Some states, like Arizona, require this document. Missing it can cost you the right to use your own evidence.

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CaseDefender provides fill-in-the-blank forms and general legal information. It is not a law firm, does not act as your attorney, and does not provide legal advice. No attorney-client relationship or privilege is created.