Who is Absolute Resolutions Investments, LLC?
Absolute Resolutions Investments is a debt buyer based in Bloomington, Minnesota. It buys old, unpaid accounts, like bank cards, store cards, and loans. Its sister company, Absolute Resolutions Corporation (ARC), handles the collecting. So you may see both names, or the name Razor Capital, a related company.
They bought your debt, and that matters
A debt buyer has to prove it actually owns your specific account. That means an unbroken paper trail from the bank that opened it, all the way to them. This is where these cases most often fall apart, because the paperwork frequently does not exist in the form a court requires.
What tends to matter in these cases
- Two related companies means two names. Check which one is actually suing you.
- Ask for the paper that shows your account, by name or number, was sold to them.
- Ask for your original agreement and the full history of the account.
- Check when you last paid. The account may be too old to sue on in your state.
What to do right now
- 1
Find your deadline
It counts from the day you were served, not the date on the paperwork. Write it on a calendar today.
- 2
File an Answer
This is the document that stops them winning by default and forces them to prove their case.
- 3
Make them prove they own it
Use discovery to demand the original agreement and the complete chain of ownership.
Sued by someone else?
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