Who is Crown Asset Management, LLC?
Crown Asset Management is a debt buyer based in Duluth, Georgia. It buys old, unpaid accounts in large groups, including credit cards, car loans, and personal loans. It then hires collection agencies and law firms around the country to collect. Crown did not lend you the money.
They bought your debt, and that matters
A debt buyer has to prove it actually owns your specific account. That means an unbroken paper trail from the bank that opened it, all the way to them. This is where these cases most often fall apart, because the paperwork frequently does not exist in the form a court requires.
What tends to matter in these cases
- Ask for the paper that shows your account, by name or number, was sold to Crown.
- Crown often uses a local law firm. The firm's paperwork does not prove Crown owns your account.
- Ask how they got to the amount they say you owe, line by line.
- Check when you last paid. The account may be too old to sue on in your state.
What to do right now
- 1
Find your deadline
It counts from the day you were served, not the date on the paperwork. Write it on a calendar today.
- 2
File an Answer
This is the document that stops them winning by default and forces them to prove their case.
- 3
Make them prove they own it
Use discovery to demand the original agreement and the complete chain of ownership.
Sued by someone else?
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