What's happening
Most credit card agreements include a private arbitration clause. Forcing the case out of court and into arbitration is expensive for the collector, and often makes them drop the case entirely. It's one of the most powerful moves available to you.
What to do about it
- Check whether your original agreement has an arbitration clause
- File a motion to compel arbitration if it does
- Understand the timing, raise it early so you don't waive it
What would help right now
Free to build and preview with your case details in it. Nothing to pay for until you want to download it.
Motion to Compel Arbitration
Often the single strongest move available to you, and the reason many collectors walk away.
Free to build and preview. Pay when you download.
Everything
Every document and every course, covering this step and every step after it.
Not sure this is the document you need? Read what moving your case out of court does
CaseDefender provides fill-in-the-blank forms and general legal information. It is not a law firm, does not act as your attorney, and does not provide legal advice. No attorney-client relationship or privilege is created.