Watch the clock
Most courts give you 14 to 30 days from the day you were served. Check the deadline printed on your Summons.
What's happening
A debt collector has filed a lawsuit against you. The clock has started. If you do nothing, they win automatically, that's called a default judgment, and it can lead to your wages or bank account being garnished.
What to do about it
- Find the date you were served, your deadline counts from that day
- Read who is suing you and how much they claim
- Don't ignore it, and don't panic, most people have real defenses
What would help right now
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