Watch the clock
This is the most time-sensitive step in your whole case.
What's happening
Your Answer is the document that tells the court you're fighting the case. It responds to each of the collector's claims and raises your defenses. Filing it stops them from winning automatically.
What to do about it
- Respond to each claim: true, not true, or not sure
- Raise every defense that might apply to you
- File it with the court and mail a copy to the collector's lawyer
What would help right now
Answer Generator
Free to build and preview. Pay when you download.
Answer + Course
The document plus John's course on this step, so you know what every part of it means before you file.
Not sure this is the document you need? Read what your answer does
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